radams@merchantaccountforum.com.
Best regards
Richard Adams
http://www.merchantaccountforum.com
How To Stay Safe When Shopping Online For Christmas Gifts
Increasingly we're buying as many of our Christmas gifts
online as possible. This makes perfect sense of course
because it saves the hassles of busy shops, carrying
armfulls of presents, the difficulties of comparing prices
and so on.
However this is the last time of year you want to have any
problems with your credit card details getting "borrowed"
or your gifts not getting to you in time so in this article
we're going to take a look at a few ways in which you can
ensure you stay safe online while shopping this Christmas.
1) Use Secure Websites
Telling whether an order page is reasonably easy. In
Internet Explorer look for a small yellow padlock image
showing at the bottom of your browser. If you can see it
then the page you are on is safe. Really only yhr order
form needs this level of encryption so don't worry if it's
absent from a page that displays potential gifts you're
interested in, but when it comes to entering your personal
details, make sure the padlock is on display or go
elsewhere.
2) Check Delivery Times
Different sites offer difderent delivery times. Many won't
guarantee delivery before Christmas if you order a few
weeks before whike others will allow Christmas ording right
up until the last date for posting before Christmas so
double-checl the fine print before making an order if
you're ordering late in the season.
3) Get Started Early
One of the biggest stresses in Christmas gift shopping is
leaving it all till the last minute. I generally have mine
finished before the end of November because so many
retailers - both online and off - either sell out of key
lines long before Christmas, or are so overun with orders
that mistakes do happen from time to time.
Therefore, consider getting started early, even if you put
some of the Christmas gifts on a credit card initially and
pay them off during November and December.
4) Know Your Budget
It's easy to get sucked into spending more than you can
afford and of course one of the real benefits of shopping
online is being able to compare prices but set a budget on
a per person basis *before* you go looking so that you
don't end up getting 5 different things for the same person
by mistake. When you select something, knock that value off
their "budget" and carry on.
5) Use Your Favourites
It's easy to get lost online when you're trawling the
search engines looking for ideal Christmas gifts. So set up
a folder in your Favourites section of your internet
browser and use that to save individual pages and sites
that look of interest.
You can even change the description from the default to
something that will mean more to you in a week or two. For
example change "Best Christmas Gifts" to "Idea for John's
Christmas gift" or similar.
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For plenty more tips on buying Christmas gifts visit us at:
http://www.ChristmasGiftHelp.co.uk